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Chapter 7

Chapter 7

Chattanooga Chapter 7 Bankruptcy Lawyer

Conner & Roberts, PLLC 4115 North Terrace Chattanooga, TN 37411 (423) 266-2144

If you’re thinking of filing for Chapter 7 Bankruptcy versus Chapter 13 Bankruptcy and you have questions, then let’s set up a appointment and go over your concerns.
Are you getting constant harassing calls and letters in the mail from creditors? Have you been unable to pay on your debt for several months? If your life has been overwhelmed by your debt, it is time to get help.

Conner & Roberts, PLLC, is dedicated to helping individuals in Chattanooga and throughout the Tennessee Valley learn about Chapter 7 bankruptcy. Together, we will explore your debt relief options and determine whether or not filing for a Chattanooga Chapter 7 bankruptcy is in your best interests.

We have reasonable rates and payment plan options to make sure the help you need is affordable for you. Contact us today to learn more.

Our Chapter 7 Bankruptcy Lawyer Will Help You  Achieve a Fresh Financial Start

Having spent the last decade assisting individuals with successfully eliminating their debt through bankruptcy, Chattanooga Chapter 7 bankruptcy attorney Amelia Roberts has the knowledge and the proven experience to help you learn about your legal options and navigate the often confusing bankruptcy process.

When you file for Chapter 7 bankruptcy — often called liquidation bankruptcy — you can eliminate your dischargeable debt, helping you obtain a fresh start. Your dischargeable debt may include credit card bills, medical expenses, car loans and certain tax debt.

You will still be able to keep exempt property, such as household furnishings, a vehicle, clothing, etc., up to certain limits. We will also work with your creditors to keep your car and/or your house, if you want to keep them and you are able to make payments.

One of the most significant benefits of Chapter 7 bankruptcy is that as soon as you file, all creditor harassment is halted by an automatic stay issued by the court. This will:

  • Stop creditor telephone calls
  • Stop creditor letters and emails
  • Stop repossession
  • Stop wage garnishments
  • Stop foreclosure on your house
  • Stop lawsuits

While many are eligible for Chapter 7 bankruptcy, this type of bankruptcy may not be the best debt relief option for some. Chapter 7 bankruptcy is typically a smart option for individuals who have insurmountable debt and no significant assets, like homes, businesses, etc. Our law firm will help you understand if you qualify for Chapter 7 bankruptcy. Under federal law, you will be required to take the Tennessee means test. This test determines if your household income is higher than the allowable income bracket to file for Chapter 7 bankruptcy.

Our lawyers want to help ease your anxieties regarding your crushing debt. We will work with you to answer your questions about stopping foreclosure and creditor harassment as well as shed light on any bankruptcy myths you may have heard.

How can we help you?

Contact us at the Conner & Roberts office nearest to you or submit a consultation request online.

I just want to take the time out to express my gratitude for your help and guidance in my bankruptcy. I hope you continue to give the assuring direction to your future clients.

J.B.

Contact Our Hamilton County Consumer Bankruptcy Attorneys Today

We invite you to contact Conner & Roberts, PLLC, today at 423-266-2144 to schedule a free consultation when you are considering Chapter 7 bankruptcy. We represent individuals, families and businesses in the Tennessee Valley and throughout eastern and middle Tennessee. Our law office hours are Monday through Friday from 8:30 a.m. to 5 p.m., and evenings and weekends by appointment. We offer affordable payment plans.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


 

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.