Chapter 7 Bankruptcy Lawyer in Chattanooga
Protect Your Financial Future by Clearing Debt from Your Life
If you’re thinking of filing for bankruptcy and you have questions, the Chattanooga Chapter 7 bankruptcy lawyers at Conner & Roberts, PLLC are here to address your concerns and help you move forward with establishing financial freedom. If you have been unable to pay on your debt for several months, it is time to get help. Our firm is dedicated to helping individuals throughout the Tennessee Valley explore debt relief options and determine whether or not filing for a Chapter 7 is in their best interests.
Helping You Achieve a Fresh Financial Start
Having spent the last decade assisting individuals in successfully eliminating their debt through bankruptcy, Attorney Amelia Roberts has the knowledge and experience to help you learn about your legal options and navigate the often confusing bankruptcy process.
When you file for Chapter 7 bankruptcy—often called liquidation bankruptcy—you can eliminate your dischargeable debt and obtain a fresh start. Your dischargeable debt may include credit card bills, medical expenses, car loans, and certain tax debt.
You will still be able to keep exempt property up to certain limits, such as household furnishings, a vehicle, clothing, and more. Conner & Roberts, PLLC can work with your creditors to keep your car and/or your house if you want to keep them and are able to make payments.
As soon as you file for bankruptcy, an automatic stay is issued by the court that will:
- Stop creditor telephone calls
- Stop creditor letters and emails
- Stop repossession
- Stop wage garnishments
- Stop foreclosure on your house
- Stop lawsuits
Is Chapter 7 Bankruptcy Right for You?
Not all of our clients are suitable or even eligible for Chapter 7 bankruptcy. This debt relief plan is typically geared toward individuals who have insurmountable debt and no significant assets such as a home or business. Under federal law, you will be required to take the Tennessee means test to determine if your household income is higher than the allowable income bracket.
Learn more about bankruptcy by calling (423) 299-4489.
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